Avocats Amel Makhlouf


Dr Amel Makhlouf is an associate at AFFAKI AVOCATS and a research fellow at the Chair for Ethics and financial norms, a joint project founded by Panthéon-Sorbonne University (Paris) and King Abdulaziz University (Jeddah).

Amel graduated from Panthéon-Sorbonne University where she received a Master’s degree with distinction in business and economic law (2007). She also holds a LL.M. degree with distinction in banking and finance from Queen Mary University of London (2008) and an Islamic Finance Qualification from the Superior Business School of Beirut (2010).

After several professional experiences in international firms, Amel undertook a PhD on the legal aspects of Islamic finance in 2010. She had the privilege of spending five weeks at Harvard University as a PhD Visiting Researcher in 2011 and two years as a Research Assistant at SOAS, University of London from 2011 to 2013. Her broad research interests dealt with Islamic normativity, French and foreign legal influences on Islamic legal system in Northern Africa and Middle East, commercial law, banking and finance law as well as insurance law. Amel published her PhD in November 2015.

Her professional experiences with leading international law firms (Gide Loyrette Nouel LLP, Clifford Chance LLP and Herbert Smith Freehills LLP) and financial institutions (BNP Paribas and Union de Banques Arabes et Françaises, UBAF) allowed Amel to gain in-depth knowledge of the banking and financial services industry. She has gained extensive experience in transactional finance and bank regulatory issues. With a deep understanding of sharī‘ah principles, Amel has the ability to deal with a full range of Islamic transactions. Amel has also conducted a number of legal assignments in relation to investment projects in Africa (Algeria, Morocco, Ivory Coast and Senegal).

Amel is fluent in French, English and Spanish and currently learning Arabic.


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